BY AMY SORTER 

Picture this – you are a commercial property owner who wants to install a new HVAC system to improve energy efficiencies while lowering operating costs. Understanding that the upgrade will cost money, you might ponder two options:

1) Write a check or pay for the upgrade with your business credit card.

2) Obtain a five-year APR loan, one that has a low interest rate with a balloon payment at the end.

There is a third option for many Texas building owners, which involves securing financing through the Texas Property Assessed Clean Energy Authority, or TX-PACE.

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