Pham joins Texas Gulf Bank as Executive Vice President – Commercial Lender in our River Oaks location. With 25 years of banking experience in commercial lending, his expertise is in owner-occupied real estate and C&I lending in medical, industrial, and professional services. He will focus on expanding our commercial client base, offering business loans, deposit products and flexible financial solutions to growing businesses in our Houston markets. MEMBER FDIC/Loans Subject to Credit Approval